California’s Premier Residential Loan Specialist

Silver Bay Funding is a real estate lender specializing in arranging Conforming, Jumbo, FHA, VA purchase and refinance loans.  We also offer non-owner residential and commercial mortgages. Our simple and reliable loan programs make the process of real estate funding fast and easy.  We work with first time home buyers as well as investors buying REOs, short sales, trustee sales, auctions, private party, and even properties under construction.

Technology – We close loans quickly because we employ the most advanced mortgage technology available. Our advanced mortgage processing software, and automated systems are coordinated to speed the mortgage process and deliver quick closings.

Is it time to Refinance –There are many options when considering refinancing. Silver Bay Funding Corp., will walk you through the benefits given your unique situation. Use equity in your home to refinance and make improvements in one loan.

FHA Purchase Loans – We specialize in helping first-time buyers and “move-up” buyers get the home they want. You can qualify for an FHA loan with as little as 3.5% down.*